Which of the following accurately defines workers' compensation?

Workers’ compensation is specifically designed to provide financial and medical benefits to employees who sustain injuries or illnesses as a direct result of their job duties. This framework ensures that workers are compensated for medical expenses and lost wages that arise from work-related incidents.

This system is crucial as it offers protection and support for employees while also shielding employers from potential lawsuits related to workplace injuries. The focus on job-related injuries means that the plan covers conditions that arise specifically within the scope of employment, which is essential to understanding the purpose and function of workers' compensation. Other options, such as general healthcare costs, routine medical check-ups, or mental health services, do not align with the specific intent and coverage provided by workers' compensation. These other options pertain to broader categories of health care services rather than the targeted scope of workers' compensation laws and policies.