Which aspect is NOT typically covered by Medigap insurance?

Medigap insurance, also known as Medicare Supplement Insurance, is designed to fill in the gaps in coverage provided by Medicare. It primarily helps cover costs such as deductibles, coinsurance, and copayments associated with Medicare services. Medigap plans often offer additional coverage for certain emergency situations, including healthcare needed while traveling outside the United States.

However, one of the key aspects that Medigap does not typically cover is long-term care services. Long-term care generally includes assistance with daily living activities over an extended period, which is not included in standard Medigap policies. Individuals needing long-term care often must seek alternative types of insurance or government assistance programs designed specifically for that purpose. Therefore, the correct answer highlights a crucial distinction in what Medigap insurance provides versus what is necessary for long-term support and care.