Which act includes provisions like the Truth in Lending Act?

The Consumer Credit Protection Act encompasses various provisions designed to protect consumers in credit transactions, one of which is the Truth in Lending Act (TILA). TILA mandates clear and straightforward disclosure of terms and costs associated with credit, enabling consumers to make informed decisions when borrowing money. This act was a response to concerns about the lack of transparency and to promote fairness in the lending process. The linkage of TILA to the Consumer Credit Protection Act signifies its purpose of safeguarding consumer rights in credit matters.

Meanwhile, the other options are related to different aspects of financial regulation and consumer protection but do not include the specific provisions found in the Truth in Lending Act. For example, while the Consumer Finance Protection Act relates to financial products and services, it is distinct from the foundational protections established by the Consumer Credit Protection Act.