What does Part B of Medicare primarily cover?

Part B of Medicare primarily covers outpatient hospital care and doctor services. This part of Medicare is designed to help beneficiaries access necessary medical services that don’t require an overnight hospital stay. It encompasses a wide range of services including doctor visits, preventive services, outpatient care, certain home health services, and some durable medical equipment.

The focus of Part B is on outpatient care, ensuring that patients can receive treatment, check-ups, and necessary medical procedures without needing to be admitted to a hospital. The emphasis on outpatient services makes it distinct from other parts of Medicare, which may cover different aspects of healthcare. This structure helps provide beneficiaries with the care they need while minimizing hospital admissions and associated costs.

Understanding this coverage is crucial for navigating Medicare and making informed healthcare choices, especially for individuals who rely on these services regularly.